IRA deduction phaseout for active participants
Single				$55-$65,000
Married filing jointly 		$89-$109,000
Spouse is Active Participant	$166-$176,000
Married filing separately	$0-$10,000

2009 unofficial Tax Tables
Personal Exemption amount  = 	3,650

Single Individuals  Standard Deduction = 5,700
          Additional Standard Deduction= 1,400
---------------------------------------------------
  Taxable Income                            of the
          But Not                    % on   amount
  Over      Over      Pay       +   Excess  over--
---------------------------------------------------
$      0-- $  8,350 $        0       10  %  $      0
   8,350--   33,950     835.00       15        8,350
  33,950--   82,250   4,675.00       25       33,950
  82,250--  171,550  16,750.00       28       82,250
 171,550--  372,950  41,754.00       33      171,550
 372,950-- ........ 108,216.00       35      372,950

Married Filing Jointly and Surviving Spouses
                         Standard Deduction = 11,400
               Additional Standard Deduction=  1,100
---------------------------------------------------
  Taxable Income                            of the
          But Not                    % on   amount
  Over      Over      Pay       +   Excess  over--
---------------------------------------------------
$      0-- $ 16,700 $        0        10%   $      0
  16,700--   67,900   1,670.00        15      16,700
  67,900--  137,050   9,350.00        25      67,900
 137,050--  206,850  26,637.50        28     137,050
 208,850--  372,950  46,751.50        33     208,850
 372,950-- ........ 100,894.50        35     372,950

Married Filing Separately  Standard Deduction = 5,700
                 Additional Standard Deduction= 1,100
---------------------------------------------------
  Taxable Income                            of the
          But Not                    % on   amount
  Over      Over      Pay       +   Excess  over--
---------------------------------------------------
$      0-- $  8,350 $        0       10 %   $     0
   8,350--   33,950     835.00       15       8,350
  33,950--   68,525   4,675.00       25      33,950
  68,525--  104,425  13,318.75       28      68,525
 104,425--  186,475  23,370.75       33     104,425
 186,475-- ........  50,447.25       35     186,475

Heads of Households       Standard Deduction = 8,350
                Additional Standard Deduction= 1,400
---------------------------------------------------
  Taxable Income                            of the
          But Not                    % on   amount
  Over      Over      Pay       +   Excess  over--
---------------------------------------------------
$      0-- $ 11,950 $        0        10%   $      0
  11,950--   45,500   1,195.00        15      11,450
  45,500--  117,450   6,227.50        25      45,500
 117,450--  190,200  24,215.00        28     117,450
 190,200--  372,950  44,585.00        33     190,200
 372,950-- ........ 104,892.00        35     372,950